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TEN (10) BEST WAY TO EDUCATE YOURSELF WITHOUT GOING TO SCHOOL

According to Malcolm X and I quote, “EDUCATION IS THE PASSPORT FOR THE FUTURE, FOR TOMORROW BELONGS TO THOSE WHO PREPARE FOR IT TODAY.”

This is true because the schools or universities out there will never teach you for example the knowledge about financial education. The formal schools or universities will teach you to study hard, earn a degree and work hard to be promoted to the job. Never that they will teach you to do business or become an entrepreneur. This is the reason why so many people retires poor and dependent to their children once they reach old age. But there are around ten (10) ways to educate yourself without going to school. Here they are:

Online Education

“You can’t teach people everything they need to know. The best you can do is position them where they can find what they need to know when they need to know it.” Seymour Papert.

Online learning is the future of education such as elearning, mobile learning and distant education are available now. Technology has been far more grateful to us now than ever before. It has opened a whole lot of avenues that we can explore to educate ourselves. Search for online courses and lectures and you will get numerous options depending on your country and area. Attending online lectures and online courses will give you the same type of education that you may have received if you continued school. A lot of prestigious universities are investing in online education. So you will not find yourself limited when it comes to online courses and lectures.

Get the Services of a Mentor

“Mentoring is a brain to pick, an ear to listen and a push in the right direction. “- John C. Crosby

In order for a person to learn a certain course, procedures, business, skilled jobs and many specialized knowledge about things, then, the best way to gain knowledge and to learn that special things that you want to study is to get a mentor. A mentor is one who is an expert on the said specialized course, procedure, business or job because he has gain a lot of experienced. The trial and error method that he has done in the past made him an expert on the said line of work or job. This made him knowledgeable in almost all aspect of the work thereby eliminating the trial and error method that he has done in the past. The mentor will guide you step by step on the process or system to accomplish such work or job. This give you an almost perfect system to accomplish things which might be costly if you will do it yourself alone.

Podcasts

iTunes has a huge library of podcasts which share insight about almost every topic on earth. There are a lot of recordings that you can explore and the good part is that they can be downloaded. You do even have to take time out specially to listen to these recordings. Listen to them on your way to work or while you have free time and it will help you get knowledge about the topics of your choice. Some of the most popular podcasts that help you learn things are – Stuff you should know from Howstuffworks.com, Learn Spanish from Spanish Pod 101 and Zencast.

Slideshare and YouTube

If you are on a DIY mission then videos can be very helpful, and there is no better place for videos than YouTube. There are a huge number of informational videos on YouTube that covers a lot of topics.

Slideshare is another place where a lot of information is shared by LinkedIn users. The users can upload the files in different formats. Keeping in mind that LinkedIn is a professional networking website, you will find some very helpful insight from professionals regarding the topic you are trying to educate yourself on.

Attending On-site seminars and Trainings

This is another great alternative for those who are avoiding the school because of the amount you need to spend on books. On-site seminars and trainings give you the chance to meet others who share your love for a particular subject in person. You can understand things more clearly and also find the way others perceive the subject.

These seminars and trainings can encourage and challenge you to learn more and find out more about the subject. A lot of queries about the subject can also be answered by those who are learning about it with you.

Webinars and Online seminars

If you do not have the time to make it to on-site trainings, then webinars and online seminars can be a good option. You simply login to the webinar and delve in the rich exchange of ideas on a topic or a subject. You will get a chance to talk to professionals who have an insight about the subjects and who can help you understand things easily. If you already have immense knowledge in that field, then you will be able to help others too and you can also take the opportunity to enhance your knowledge when others put forward questions that you had never thought about.

Online & Google University

There are a lot of online schools and universities out in this world. We are all aware of Google’s overwhelming presence in our lives when it comes to looking for information. So how about taking it a step ahead with Google’s endeavour to make your search results more refined by showing up searches from universities and learning education? To use this method of searching you need to type in “site:.edu” followed by the topic you wish to search. It makes searching for content extremely easy when you want to look for educational information.

Surround yourself with a lot of good people.

Give yourself the gift of good company because the people you sit with are the ones who influence the way you think and the amount of knowledge you possess. Do not limit yourself by choosing company that may not further your urge to augment your knowledge. Allow your mind to be stimulated in the presence of people who may challenge you so that you can learn more and become more knowledgeable.

Media such as CDs and DVDs & MPs

The world of media is rich with knowledge, and if you are trying to explore a certain topic then a good idea will be to buy some CDs and DVDs regarding the topic and watch the videos. It is easier to understand a thing when you get the chance to see it rather than just read about it. Explore the different CDs and DVDs you have on a topic and pick the ones that have good reviews to help your learning curve be easier and smoother.

One of the best source of knowledge is Travel

This is one of the most exciting ways to educate yourself and one of the best things about travelling is that you usually do not forget the experience. You come across a variety of cultures, languages, people, food and places that teach you things naturally or by tapping into the information houses of the place you are traveling to. You can have history, geography and sociology blended into one travel plan. While these are not the only subjects that you will learn while traveling, exploring your travel plans will give you a chance to see for yourself what you wish to learn while traveling.

Advantages and Disadvantages of Buying your Own Home


When it comes to homeownership decisions, most people deeply contemplate first whether it is wiser to rent or purchase a residential property. The truth is there isn’t a correct answer to the question: “Is it better to purchase or just rent a home?”

Obviously, the answer to this question will highly rely on you- your current situation, as well as your plans in the future. As you can see, there is no such thing as a clear-cut answer to this.


So, if you are feeling baffled whether or not purchasing a home is appropriate for you, you can look through the upsides and downsides; this is for you to somehow clear your doubts.

For instance, consider the length of time you will dwell in the home or location you are planning to buy. If you do not intend to reside there for more than five years, then probably, renting a place is a better option for you.


Nonetheless, if you are not going anywhere anytime sooner, then investing in a residential property is a less expensive option than renting a place in the long run. Then again, you need to ask yourself first if you have sufficient funds to be a homeowner.

The reason why your finances are a major factor in homeownership is that you will be responsible for anything that requires to be fixed. Of course, there would be no landlord to whom you can address your complaints with regards to what needs to be repaired.


Apart from this, there are other costs that you need to prepare yourself with such as homeowners insurance, homeowner associations, property taxes, and home loan insurance.


All these costs all add up and could be quite pricey in some cases. Now, you know why it matters to ponder on the house you could afford.
It is essential to note that owning a house ranks as one of the most worthwhile and fascinating experiences in life. We look forward to the delight of having a space that we could confidently and safely call our own. Surely, this grants us the sense of pride that we have achieved it, and that we could afford to buy a place we can call home.


For all that, there are pros and cons to homeowners. Indeed, these must be taken seriously before making the final decision. Investing in a residential property can be a major challenge; you’ll end up regretful or loser if you suddenly give up in the midst of the homeownership process.

Why would you buy your own home?


a) We are well aware of the significant increase in price when it comes to property investments over time. Unquestionably, a home purchase is deemed as one of the smartest investments we can make.
The price increase in residential properties is rapidly rising nowadays, and we cannot deny that it looks like the trend is likely to continue. So, if you purchase a home now, your investment is guaranteed as it has more opportunities to grow in the long run.
As you know, properties like this are sure investments because they do not depreciate as years pass by. Unlike investing in properties and things that depreciate over time such as a car, real estate does not decrease its value – it continuously increases in worth even if its owner gets older and older! Isn’t it a wise decision to put your hard-earned money in a safe long-term investment by buying your own home?


b) Your investment won’t be put to waste because you can always sell your home whenever you please. You may consider selling your residential property and avoid dealing with capital gains tax. Then, after selling your home, you may consider upgrading into a larger home.


c) Be able to save more bucks and pay less tax. You could subtract the interest you pay on your homeowner’s loan from your taxable income. Are you aware that new homeowners who have a current mortgage tend to obtain the greatest tax benefits? This is because of the newer home loans, the higher the interest payment monthly- which implies that there are greater tax breaks.
Since taxes for real estate are deductible, homeowners are provided with more perks. The majority of the homeowners commonly find that investing in their own home costs remarkably less as compared to renting a home.


d) The residential property will be yours. The best thing about owning your own home is that you can do what you want with it. You can design it according to your preference, paint it, and make other major changes. These types of alterations are typically not allowed when you are only renting a home.
In short, you have the authority and freedom to make any decision regarding the house. Things like these are impossible to do if you are merely renting a dwelling place. There is no need to ask your landlord’s permission if there is anything that you need to add or change.


e) Having your own dwelling place will provide you with more inner peace. It is unnecessary to deal with rent increases or inconsiderate landlords. You can finally live in your home for as long as you prefer.
And, more importantly, you will have a fixed payment per month for a length of 30 years. Isn’t it wonderful not to worry about undesired surprises?


f) Interest rates are presently low. This conveys that mortgage is less expensive these days. In some locations, your home loan payments could be less than the amount you pay for renting a home.


g) For pet lovers, having your own home can give you the freedom to take care of many pets as you want. There is no need to argue with a landlord about having several pets, so you can relax and spend a good time with your pets.


h) Investing in a home will allow you to delight in pride of ownership. Since the house is yours, you and your family can enjoy a sense of stability and security. This is something that you cannot feel when you’re only renting a house.


i) Having your own space can offer you the opportunity to earn from a new side hustle. You can possibly make money by using your spare rooms so that you could settle your loans or subsidize your mortgage.


j) For newlyweds who are purchasing a dwelling place to grow into, the funds you earn from those spare bedrooms could be used for the schooling of your kids in the future. Having extra income is the best, isn’t it?


k) Homeownership is labeled as forced savings. This means that a fraction of your monthly payment will proceed to the principal of the mortgage. Please be guided that this should not be regarded as a cost but a savings plan.
This implies that you are only paying yourself by establishing equity. Moreover, this would be significantly helpful when you are all set to retire.


l) Having your own home is considered a buyer’s market. Put simply, it is not necessary for you to settle for anything less than the type of dwelling place that you have long dreamed of.


m) You can enjoy more privacy. Purchasing a house will also offer you the comforts of increased privacy. You don’t need to deal with a landlord who always sends you endless notices. You can even schedule the best time for anything that needs repair or other home services- this is particularly helpful when you need something to be done urgently.
Whereas if you are only renting a home, your landlord will constantly disturb you for some different reasons, and sometimes he or she won’t even settle matters with urgency. You will always need to wait for your landlord’s permission and availability.
Besides, if you want to increase your privacy, even more, you can consider having some physical home additions like home security systems, front yard fences, landscaping, and the like. Isn’t it nice to be in control of your family’s comfort and privacy?

Why Buy your Own Homes?

Are you still hesitating whether buying your own house is a good sense or not? For a fact, investing in your first house takes a lot of thought and initiative. Of course, this isn’t a joke after all. It takes lots of sacrifices just to set aside a huge amount for a down payment. For this, you must first settle your funds before taking the plunge.


Apart from these, there are these people who will always try to discourage you from owning your own home, telling you that renting one is a wiser decision. Well, it is true that there are lots of factors that we need to look into before making a major decision.


Sure thing, you cannot simply back down suddenly in the middle of a negotiation. As you know, this is a significant investment that you cannot put yourself in just because everyone else is buying one. In short, if your only reason is to follow the trend, then you are more likely to encounter problems in the end.


Take in mind that buying a home is only for those who are well prepared for all the necessary processes that you need to go through just to own one. It is not simple, and it is not easy. One thing is for sure- this is a worthwhile choice that would benefit you for life.


So, if you are still contemplating whether buying a home is right for you or not; digging up the different reasons why homeownership is a worthwhile decision is certainly helpful. Let us start exploring the diverse reasons why having our own home is one of the best decisions we can ever make.

Never Stop Learning Because Life Never Stops Teaching

As a Real Estate Investor, Mentor, Motivational Speaker, Online & Digital Entrepreneur and Network Marketer, I am a firm believer of continuing education and learning.Education is not necessarily going to school and listen to the professor, but it is more on reading, listening and travelling.

Yes, learning is a continuing process because almost all billionaires have the habit of reading books every day, listening to videos, attending seminars, listening to webinars, and taking online courses.

Education is what remains after one has forgotten what one has learned from school.
Albert Einstein

Live as if you well die tomorrow. Learn as if you were to live forever.
Albert Einstein

Leadership and learning is indispensable to each other.
John F. Kennedy

The difference between education and learning is this;

Education is a process of imparting knowledge, values and attitudes, which can be beneficial to an individual.

On the contrary, learning is the process of adopting knowledge, values and skills.

The objective of education is learning, not teaching.

Once you stop learning, you start dying.
Albert Einstein

Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young.
Henry Ford

IF YOU WANT TO BE MORE POWERFUL IN LIFE, EDUCATE YOURSELF. IT IS THAT SIMPLE.

Real Estate Investing Made Easy

Have you heard of the pendulum effect? I wasn’t introduced to it until recently when I came across Darren Hardy’s new book, ‘The Entrepreneur Roller Coaster: Why Now Is The Time To Join The Ride’.

Hardy ventured into real estate at the age of 20 when he was a complete novice and today, at the age of 45, he is an established speaker and advisor. His road to success wasn’t easy, but he is there today because he wanted to be successful and made sure he didn’t lose sight of his goal. We have 21 secrets for you to ride that roller coaster to success.

21 Secrets to Success – Source: Darren Hardy’s new book, ‘The Entrepreneur Roller Coaster:
Have you heard of the pendulum effect? I wasn’t introduced to it until recently when I came across Darren Hardy’s new book, ‘The Entrepreneur Roller Coaster: Why Now Is The Time To #Join The Ride’. Hardy ventured into real estate at the age of 20 when he was a complete novice and today, at the age of 45, he is an established speaker and advisor. His road to success wasn’t easy, but he is there today because he wanted to be successful and made sure he didn’t lose sight of his goal. We have 21 secrets for you to ride that roller coaster to success.

1. The Pendulum effect
This was explained to Hardy by a lecturer at his first real estate seminar. Our life, growth and achievement are very similar to the pendulum that swings freely to both sides. On one side of the pendulum, we have failure, rejection and pain while the other side has success, joy and happiness. We tend to allow the pendulum to swing just a little bit to the side that has failure and pain and in turn, we end up experiencing only a little bit of success and joy. It is impossible to find ultimate success without experiencing absolute rejection. Attack life with a vigour that lets you take risks and allows you to enjoy the rewards.

2. Creating goals – regularly
A life without a goal is like a story book without a plot – you don’t really know what is happening. Create daily, weekly, monthly goals for yourself. Praise yourself when you achieve them and pull up your socks and try harder if you fail.

3. Self-improvementt
Successful people rely on self-improvement to ensure that they do not fall off the top rung of the success ladder. Look for ways to expand your knowledge, delve deep into your profession and gain insights about your professional and personal life that will help you improve the two.

4. Take control of your future
Your career and your financial life are controlled by you. Make sure you do not lose control of the two.

5. Be honest with yourself
Absolute honesty to yourself is extremely important to succeed in life. Your integrity is highly regarded by others and is used to enhance your own self-esteem.

6. Self-Discipline
Practice self-discipline to ensure that you do not splurge where it is not needed. It is one of the most important qualities of financial success.

7. Tap into your creativity
Your innate sense of innovation solves a lot of problems and overcome many obstacles.

8. Personal fitness
A successful person makes the effort that is needed to stay fit by eating right and working out. This will give you the energy that you need to enjoy life with your family and work hard to be successful.

9. Networking
Build lasting relationships that can help you further in your business growth and also create bonds of friendship. This will help you create a network of people whom you can reach out to in times of uncertainty.

10. Practice moderation
A balanced life is often characteristic to a successful person because you have the ability to practice moderation correctly.

11. Positivity
A positive outlook helps you stay enthusiastic about a thing and makes you look more energetic. People love being around positive people.

12. Saving money
Put aside a sum of money from your weekly or monthly earnings. Use this to invest in a savings or a retirement plan.

13. Avoid self-limitation
Take control of your thoughts and emotions so that you do not feel feeble at the face of challenges and obstacles that you come across.

14. Live within your means
Don’t go overboard with your spending. If you stay within your limits when it comes to enjoying life, you may not have to worry about loans, credit card debts or borrowing money from people.

15. Pay attention
Focus on your business or career instead of spending time thinking about irrelevant things. Your success relies on how much attention you give to your career goals.

16. Don’t give up
Don’t give up, success may not be very far away. Get creative, look for a way around and ensure that you continue to tread on the path to success instead of putting an end to your journey too early.

17. Consult your mentor
If you have a mentor, they can guide you towards success and encourage you to try harder. Their valuable experience can help you learn from the things they did right and their mistakes too.

18. Do not let fear set you back
Fear is a natural instinct. While you cannot avoid it, you can control it. Do not let fear sabotage your journey to success. Recognise your fears and find ways in which you can overcome them.

19. Being decisive and action orientedr
Identify the steps you need to take in your business and act immediately.

20. Choose your company wisely
Surround yourself with like-minded people or those who can help you further your career instead of pull you down.

21. Don’t give up learning
Continue to learn. Do not stop educating yourself thinking that you know enough. Drink deep from the well of absolute knowledge and success will follow at your heels.

Entrepreneur’s Creed

I do not choose to be a Common Person.

It is my right to be Uncommon if I can. I seek Opportunity not Security. I do not wish to be a kept citizen, humbled and dulled by having the state look after me. I want to take the calculated risk to Dream and to Build, to Fail and to Succeed.

I Refuse to barter incentive for a dole. I prefer the challenges of life to the guaranteed existence, the thrill of fulfillment to the stale calm of Utopia. I will not trade my Freedom for beneficence nor my Dignity for a handout. I will never cower before any master nor Bend to any Threat.

It is my Heritage to stand Erect, Proud and Unafraid to think and act for myself, to enjoy the benefit of my creation and to face the world boldly and say:

This with god’s help I have all this is: “What it means to Be an Entrepreneur.”

Sources Of Online Income

     There are many different “work from home’ jobs available today. We have come a long way from the days stuffing envelope. Although some of these obvious scams still exists, there are many legitimate ways to make money from working at home . In this article, we will discuss seven of the most popular forms of home business opportunities.

   The internet is loaded with locals promising “MILLIONS” to the crowd of people anxious to saddle the potential for winning a living of the web. Obviously, as opposed to the buildup, the “street to wealth” (a.k.a., a sensible salary source) requires diligent work, diligent and assurance. be that as it may, in case you’re willing to contribute the time and vitality, there are some demonstrated and sensible approaches to produce money through your PC. Anybody can telecommute on the web and profit.

     As indicated by an American Community Data overview, more than 2.8 million individuals telecommuted on full-time premise in 2008.  That was two percent of the U.S. populace, and this was not including individuals who where independently employed. As amazing as those numbers seem to be, it is evaluated that more than 40% of all U.S. employments are fit for being done from the solaces of our homes. All in all, why aren’t more organizations joining the pattern? Really, an ever-increasing number of organizations are allowing their laborers to check in their homes as opposed to answering to the workplace everyday. This advantages business and their representatives.

   The employers benefit because most people who work from home are more productive, once they get adjusted to their extra added freedom. Employers also need to less office space, save electricity bills, and have lower employee turnover rate than traditional companies.

   Employees can save on child care, and spend more quality time with their children. They no longer need to fear about high gasoline prices, because they longer need to commute to work. The average worker in a city can spend as much an hour and a half day stuck in a traffic, and those hours add up overtime.

   The prospect of acting naturally utilized and profiting in your night wear is much all engaging. The Internet has made a larger number of moguls quicker than some other calling. Dissimilar to examining to be a specialist or legal adviser, the internet doesn’t require any extraordinary college degrees, or different certificates. All you need is as thought and an approach to pitch that thought to the other individuals.

So, with the understanding that there are no get rich speedy insider facts here, we shall look at Seven sources of online income.

  • Affiliate Marketing – Affiliate showcasing has detonated in the previous five to seven years. Subsidiary showcasing includes offering individuals’ items or benefits and getting a rate of the deal.
  • Freelancing – If you’re as of now got an attractive expertise, why not begin acquiring cash today? It is safe to say that you are an illustrations originator, independent, essayist, video altering master, software engineer, or have other specialized aptitudes? Assuming this is the case, independent destinations are the approach.
  • Blogging – Many individuals believe online journals are just to voice a conclusion. Although they are utilized for that, as well, there are many individuals, who utilize web journals to offer items and administrations. Others profit from promotion incomes acquired on the off chance that they have a great deal of activity/ blogging sets aside opportunity to develop a major crowd, however if you have the persistence to sate with it, it can likewise be an approach to acquire some great cash.

Other sources of online income shall be discussed here includes;

  • Selling Digital information products
  • Selling online seminars and webinars
  • Selling physical products online
  • Online coaching and mentoring